Businessowners Insurance

Businessowners Insurance from Farm Family Hudson Valley Agency

Designed for Business Owners Like You

Farm Family’s Businessowners Advantage policy is ideal insurance for retail businesses, professional offices or home office businesses. It is designed to provide affordable quality protection with a host of special optional coverages to address your business operation needs.

  • Property Protection – Buildings, permanently installed equipment, business personal property, debris removal, outdoor property; property in transit, accounts receivable, peak season coverage and more.
  • Liability Protection – Premises and operation, personal injury, advertising injury, fire legal liability, medical expense and more.
  • Loss of Income – Business income up to 12 months, paid extra expenses needed to resume normal business operations.
  • Added Protection- Off premises power failure, equipment breakdown, glass coverage, earthquake, spoilage coverage and more.

Holiday Party Hosting Tips

Holiday parties are here! Before you get the festivities started, it’s a good idea to consider liabilities and the do’s/don’ts of hosting a party. Click here for holiday hosting tips for homeowners and business owners.


Cold Weather, Freezing Pipes and Businesses

Cold weather is quickly arriving. With cold weather comes dangers such as frozen pipes, which can cause substantial damage and losses to a business. Prepare for and prevent frozen pipes with helpful tips found here.


The information contained in the above articles have been obtained from sources believed to be reliable. The information is general in nature and may not apply to all circumstances. American National family of companies’ affiliates, agents and employees do not guarantee the accuracy or completeness of the information provided and assumes no liability, expressed or implied, in connection therewith. Further, the information is not intended to constitute legal advice and should not be relied upon in lieu of consultation with an appropriate legal advisor.